This program is built around an investment strategy with the objective of providing
inflation-adjusted income for the life of the client.

For the first time in history, retirees are more concerned about living too long than
they are about dying too soon. A married couple at age 65 has a nearly 40%
probability of at least one of them living to age 95 or beyond.* We are all living
longer. We could live well beyond the monetary benefits of our retirement plans.
It’s a serious problem but there is a solution – The Income for Life Model™.

Retirees continue to ask, "Do I have enough assets to last as long as I plan to live?
Are they in the right place? Which assets do I use first?" These questions all point
to our new reality that longevity is the newest facet of retirement risk!

The Planning Process
Developing a plan for the distribution phase of your life is an important endeavor and one that requires a thorough process. Hinchey Financial Group and The Income for Life Model™ are key components of this planning process

First there is Fact Finding where we ask pertinent questions to discern your goals and objectives. Next comes Analysis where we give you a customized Income for Life Model™ report, followed by Strategic Design where we make specific recommendations for ways to help achieve your financial goals.

After analyzing and designing a plan, we then start Implementation where we work with you to ensure that your strategies are carried out in a timely and efficient way. Then, we meet with you for regular Review of your financial situation relative to your changing life circumstances.

*Source: Mouton & Company, Inc.